Headshot of Jeffrey J. Smith

Jeffrey J. Smith

Chief Executive Officer & Director

Mr. Smith is a co-founder of DCBank and is the President and Chief Executive Officer. Mr. Smith is an entrepreneur with more than 30 years of experience in operating, financing, growing and managing large scale international financial services businesses. Mr. Smith was the President, Chief Executive Officer, Director and co-founder of DirectCash Payments Inc., a publicly traded financial services company with operations in Canada, Australia, the United Kingdom, New Zealand and Mexico. Mr. Smith has extensive experience in business valuation, the public equity and debt capital markets. Mr. Smith has sourced, negotiated, financed and integrated numerous acquisitions in Canada and internationally. In 2013, Mr. Smith was honoured as Industry Person of the Year – Prepaid & Payments by Payments eXchange, and in 2005, he was the recipient of the Ernst & Young Entrepreneur of the Year (Prairies Region).

Headshot of Amanda J. Showalter

Amanda J. Showalter


Ms. Showalter joined DCBank in 2017 and holds a Bachelor of Arts in Economics and Masters of Business Administration in Finance from the University of Calgary. Prior to joining DCBank, Ms. Showalter was Vice President, Corporate Strategy & Acquisitions for DirectCash Payments Inc., a publicly traded financial services business from 2003 to 2017. Ms. Showalter has 15 years of experience in international operations, business valuation, corporate finance, financial management and investor relations.

Headshot of Brenda Krause

Brenda Krause, CPA, CMA

Chief Financial Officer

Ms. Krause joined DCBank in 2019 and is a designated CPA, CMA with 20+ years of experience in providing strategic, financial and operational leadership to global and domestic companies. Ms. Krause is adept in identifying opportunities, managing risks, and solving problems that create value for shareholders and owners. Ms. Krause also has considerable experience in scaling up organizations, streamlining business processes, internal controls, system implementations and workforce planning.

Headshot of Gulcin Kuvanci

Gulcin Kuvanci

Chief Information Officer

Ms. Kuvanci joined DCBank in 2019 as Chief Information Officer. Ms. Kuvanci has over 30 years of experience in international financial services and payments businesses. Prior to joining DCBank, Ms. Kuvanci worked in various roles including development lead, technical consulting and payment system design, with focus on payment services including card issuing and acquiring, digital payments and closed and open loop payment systems. Ms. Kuvanci has extensive experience in design, development, infrastructure and implementation of payment and banking systems.

Headshot of Paul Twigg

Paul Twigg

Chief Technology Officer

Mr. Twigg joined DCBank in 2022 as Chief Technology Officer. Mr. Twigg has over 20 years of experience in IT Leadership. Prior to joining DCBank, Paul was the Canadian CTO at NTT DATA, one of the worlds largest IT Consulting companies. Mr Twigg has won several awards including Top Canadian Newcomer, Disrupter of the Year, and a Microsoft Impact Award for a data driven AI solution.

Headshot of Hriday Balachandran

Hriday Balachandran

VP, Information Technology

Mr. Balachandran joined DCBank in 2020, and holds a Masters of Science in Computer Engineering from the University of Southern California and an MBA in Aviation from Daniel Webster College. Mr. Balachandran worked in operations and technology in aviation and higher education in both Canada and US prior to DCBank, and has over 20 years of experience in Information Technology.